Built on Monad · Blitz Mumbai

Save more.Play more.Compete for daily rewards

Morney turns the yield from your savings into daily gaming rewards. Deposit USDC, receive Tickets, and play to earn Prize Points. Losing a game never deducts your savings principal.

Start savingHow it works
Prize pool
95% of yield
Platform fee
5% of yield
Principal wagered
$0

01How it works

Savings determine access. Results determine rewards.

  1. 01

    Deposit

    Deposit USDC into the Morney vault. The planned integration supplies it to Aave on Monad, where borrower interest generates variable yield.

  2. 02

    Get Tickets

    Receive a daily Ticket allowance based on your eligible balance and time deposited. Tickets are play credits, not a claim on USDC.

  3. 03

    Play

    Choose how to play. Experiences may include arcade games, casino-style games, and daily prediction challenges. The initial lineup is still being selected.

  4. 04

    Earn Points

    Eligible results award Prize Points under published scoring rules, on per-game and shared daily leaderboards.

  5. 05

    Get Paid

    Morney takes 5% of the day's yield. The other 95% is split by each player's share of eligible Prize Points.

02Daily payouts

No jackpot draw.Just points.

Morney takes a 5% platform fee from the day's generated yield. The remaining 95% forms the daily prize pool, shared in proportion to eligible Prize Points — rewards come from points, not a separate random jackpot draw.

// player reward
reward = dailyPrizePool × yourEligiblePoints
         ÷ totalEligiblePoints

Payouts depend on actual available yield and settled results. Unresolved predictions count toward a later payout cycle.

Example day

$100.00

yield generated by the vault

Prize pool

$95.00

Platform fee

$5.00

You hold 10% of today's eligible Prize Points

$95.00 × 10%

$9.50

03What makes Morney different

One shared vault.Your way to play.

Shared vault

Flexible play

A shared savings vault with a flexible gaming experience. Choose how you participate while competing for the same daily reward pool.

Aligned revenue

5% of yield

Platform revenue is a 5% share of generated yield, aligned with the vault's earning activity.

No wagering

No Ticket purchases

The core model doesn't require you to buy Tickets or wager your deposits.

04Principal & risk

Your savings stay out of the game. Not out of the market.

Protected by design

  • Principal never funds game losses, prizes, or the platform fee
  • Losing a game costs Tickets, not savings
  • No need to buy Tickets or wager deposits

Still exposed to

  • Lending-protocol, smart-contract, stablecoin, and liquidity risk
  • Withdrawals depend on vault rules and underlying liquidity
  • You give up your direct share of lending yield to join the rewards
  • Yield and individual rewards are not guaranteed

05Roadmap

Now · Monad Blitz Mumbai

Hackathon scope

  • 01Savings vault
  • 02Daily Tickets
  • 03One game
  • 04Daily reward distribution

Next · Future roadmap

Morney Trade

A long-and-short trading mode where eligible collateral earns Tickets over time — usable across Morney's games while you manage your positions.

Trading margin
$100
Leverage
5×
Position size
$500
Tickets accrue on
$100

Tickets are an additional reward — not protection against trading losses. Margin stays exposed to fees, funding, and liquidation. The same funds count only once — moving savings into margin doesn't earn duplicate allocations.

Margin doesn't automatically earn lending yield. Morney Trade needs an exchange integration that supports yield-bearing collateral, or a separate budget to fund trading rewards.

Keep savings productive.Use Tickets to play.Compete for daily yield.

Morney's vision is to make saving more engaging — more and more money for our users.

Launch App